Get Your Georgia Insurance License Online

Getting your Georgia insurance license involves four steps. First, complete a state-approved prelicensing course (16 hours for the combined Life & Health line). Second, pass the Georgia state licensing exam administered by Pearson VUE — you need a score of at least 70% to pass. Third, complete a background check, including fingerprinting. Fourth, Submit your application through NIPR, then upload your notarized Proof of Citizenship Affidavit and photo ID to the NIPR Attachment Warehouse and pay the Georgia Office of Insurance and Safety Fire Commissioner application fee of $100. Most candidates complete the entire process in 2-4 weeks. JustInsurance offers fully online, self-paced prelicensing courses approved for Georgia that get you to exam day confident and prepared.

The total cost to get your Georgia insurance license typically runs $350-500 estimated total cost. Here is how it breaks down: the Pearson VUE exam fee is $67, the Georgia Office of Insurance and Safety Fire Commissioner application fee is $100, and a background check adds a small additional cost. If you need a prelicensing course, JustInsurance's Georgia combined Life & Health package is $199 — that's $199 less than purchasing Life and Health courses separately. Everything you need to get licensed, with no hidden fees.

Most focused candidates complete the Georgia insurance licensing process in 2-4 weeks. That timeframe covers finishing your prelicensing course (you get 30 days of access; most students finish in 5–10 days), scheduling and passing the Pearson VUE state exam, clearing your background check, and waiting for the Georgia Office of Insurance and Safety Fire Commissioner to process your application. The Pearson VUE exam delivers results quickly — most candidates receive their score before leaving the testing center. JustInsurance's self-paced format lets you move as fast or as steady as your schedule allows.

JustInsurance students nationwide pass insurance licensing exams at a rate of approximately 93% on their first attempt — measured among students who complete the full course, finish the recommended study hours, and score 80%+ three times in a row on the practice exam before testing. The Georgia exam is administered by Pearson VUE and requires a minimum score of 70% to pass. If you do not pass on your first attempt, you can retake it after a 14-day waiting period following your first or second failure, or a 60-day waiting period following your third and any subsequent failures. There is no hard limit on the total number of retake attempts, but the escalating waiting periods apply after each failure. See our full pass rate methodology at /pass-rates.

Insurance agents in Georgia earn an average of $91,300 per year according to Bureau of Labor Statistics data. New agents starting out typically earn around $34,430 in their first year while building a client base, and top producers in Georgia can earn $161,400 or more annually. Demand for new insurance producers remains steady in Georgia. Income is heavily influenced by the lines of authority you hold and whether you work as a captive or independent agent — the combined Life & Health license unlocks the broadest product range and highest earning potential.

Most candidates complete the Georgia insurance licensing process in 1 to 2 weeks from start to finish. This includes completing the 16-hour Life & Health prelicensing course (usually 2-3 days with focused study), scheduling and passing the Pearson VUE exam, completing fingerprinting through IdentoGO (Code: 2TGJ6B), and submitting your NIPR application. Georgia reduced prelicensing hours from 20 to 8 per line of authority effective June 24, 2025, making it one of the fastest states to get licensed.