Get Your Utah Insurance License Online

Getting your Utah insurance license involves four steps. First, prepare for your exam — Utah does not require a formal prelicensing course, though most candidates strongly recommend taking one. Second, pass the Utah state licensing exam administered by Prometric — you need a score of at least 70% to pass. Third, complete a background check, including fingerprinting. Fourth, Submit your application through the National Insurance Producer Registry (NIPR) and pay the Utah Insurance Department application fee of $75. Most candidates complete the entire process in 2-4 weeks. JustInsurance offers fully online, self-paced prelicensing courses approved for Utah that get you to exam day confident and prepared.

The total cost to get your Utah insurance license typically runs $350-500 estimated total cost. Here is how it breaks down: the Prometric exam fee is $32, the Utah Insurance Department application fee is $75, and a background check adds a small additional cost. If you need a prelicensing course, JustInsurance's Utah combined Life & Health package is $199 — that's $199 less than purchasing Life and Health courses separately. Everything you need to get licensed, with no hidden fees.

Most focused candidates complete the Utah insurance licensing process in 2-4 weeks. That timeframe covers scheduling and passing the Prometric state exam, clearing your background check, and waiting for the Utah Insurance Department to process your application. The Prometric exam delivers results quickly — most candidates receive their score before leaving the testing center. JustInsurance's self-paced format lets you move as fast or as steady as your schedule allows.

JustInsurance students pass the Utah insurance licensing exam at a rate of 93.2% on their first attempt. The exam is administered by Prometric and requires a minimum score of 70% to pass. That strong outcome reflects the depth of our prelicensing curriculum — candidates who train with structured, state-approved material consistently outperform those who attempt the exam without preparation. If you do not pass on your first attempt, you can retake it after scheduling your next available test date with no mandatory waiting period. There is no limit on the number of times you can retake the exam. Your exam scores are valid for 90 days, so you must apply for your license within that window. JustInsurance includes a full-length practice exam that mirrors the actual Prometric question format, so you know exactly what to expect on test day.

Insurance agents in Utah earn an average of $72,140 per year according to Bureau of Labor Statistics data. New agents starting out typically earn around $31,920 in their first year while building a client base, and top producers in Utah can earn $128,540 or more annually. Demand for new insurance producers remains steady in Utah. Income is heavily influenced by the lines of authority you hold and whether you work as a captive or independent agent — the combined Life & Health license unlocks the broadest product range and highest earning potential.

Utah insurance licenses are valid for 3 years, longer than the 2-year standard in most states. At renewal, Utah requires 24 hours of CE (including 3 hours of ethics) per 3-year cycle. Utah does not require prelicensing education before the exam, and fingerprinting is processed per Utah Department of Insurance instructions provided during the application process. PSI administers Utah's licensing exams.